Welcome to Jonathan Smith & Partners

Consultation  |  Totally Impartial Advice  |  50 years Experience

Call us on: 023 8058 4644

Our Services:

If you're looking to buy a new house, get your next mortgage from Mortgage Next


A mortgage is probably the biggest investment we'll every make. We can arrange the best mortgage package for your circumstances.  > Read More

Mortgage Next handle commercial property mortgages.

Commercial Mortgages

Whether you're an experienced investor, a first-time buyer or looking for a property for your business, Mortgage Next can help you.  > Read More

If you're a landlord who has a portfolio of residential properties then we want to hear from you.


Portfolio landlords who are in the Buy to Let market often require specific advice and mortgage solutions, something that Mortgage Next has a wealth of experience with.  > Read More

Apply online for a no obligation quotation from Mortgage Next


We want to help you find the perfect mortgage. You can contact us thorugh our online quick quote, or complete a full quotation form here.  > Read More

Latest News:  

Holiday Let Products

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Holiday Let mortgages are now available to existing home owners who would like to purchase or remortgage a property which is used for holiday letting and is situated in Wales and England (including Isle of...

Buy to Let and Let to Buy Mortgagees

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A buy to let mortgage is a loan for purchasing or refinancing residential property which is let to tenants rather than lived in by the borrower. Classed as a business transaction, rates and fees are...


  • We have been using Jonathan Smith as our mortgage broker for many years now and we certainly couldn't imagine going anywhere else. Jonathan is very professional with his approach and throughout the whole process, taking time to explain things as well as taking time to fully understanding the clients needs...
  • We are very greateful for your services. The effort you have put in has been fantastic.
    Greatfull for your service

    Daniel Eaton

  • ...May I take this opportunity to thank you and your staff for all your help - it made the whole process a lot easier and less stressful. I would not hesitate to recommend you to my friends and family...
    Naomi Marchment, Southampton

    Naomi Marchment, Southampton

  • …Thank-you for your help and reassuring advice in this matter…
    Kathryn Thornton, Northumberland

    Kathryn Thornton, Northumberland

If you are looking for the best available mortgage rate then Jonathan Smith & Partners will find it. As UK Mortgage Advisers we are not tied to the products of any one provider. With access to hundreds of products from most of the main mortgage lenders we are sure to find the right solution for you. Over the term of a mortgage the savings are likely to be substantial.

In addition to the main household names we will source your enquiry with regional mortgage lenders and insurance companies. Alternative Mortgages are a speciality and we have extensive knowledge of "Non-conforming Lenders". Companies such as Legal and General negotiate special mortgage deals, (not available to the public) that are frequently offered at preferential interest rates. Being Independent means we can consider each mortgage offer objectively.

As one of our clients, you will have the reassurance of professional mortgage advice and assistance throughout the mortgage process, with full PI insurance cover.

Feel free to try our Mortgage Repayment Calculator, powered by AskFinancially. It will give you an indication of minimum repayments, the total price you will pay for the mortgage and the interest you will pay:

Your home may be repossessed if you do not keep up repayments on your mortgage