Holiday Let mortgages are now available to existing home owners who would like to purchase or remortgage a property which is used for holiday letting and is situated in Wales and England (including Isle of Wight). RBS halts lending for environmentally damaging projects RBS has said it will stop financing environmentally damaging energy and mining…

A buy to let mortgage is a loan for purchasing or refinancing residential property which is let to tenants rather than lived in by the borrower. Classed as a business transaction, rates and fees are typically higher than those you would find with a standard residential mortgage. How much deposit is needed for a buy…

Other ways to lets landlords obtain the lending required under the new buy-to-let lending curbs: Six in ten invest through limited companies to avoid the new rules. More and more landlords exploiting loophole in buy-to-let crackdown They are investing in properties through limited companies to avoid rules Curbs previously announced threatened them with bigger tax billd Soaring…